F&P Reworking by Design is a full service, design-construct remodeling firm serving the Minneapolis-St. I had a couple of restrictions when it came to designing my new kitchen…….I wasn’t allowed to bump partitions out in hopes of gaining area, the kitchen just isn’t as wide as my home and I might have gained ten ft in width had I moved those walls.

I really like discovering a fantastic cut price, whether it be getting a terrific deal for something I would like or creating my own version of it. In this blog, I hope to share the things that I’ve found, the numerous concepts that marvel round in my head and the various things that I find yourself creating.

Firstly, it retains the prices down because I didn’t must fork out for seven handles; secondly, it’s part of a country type which is functionally and which I significantly like; and lastly (though a minor level), there are not any protrusions (door knobs) to knock into anything when open or for something to snag on.

There are lots of different cupboard makers on the market, HHMods carries fairly a number of of them Worldwide Kitchen Supply and Fabuwood cupboards are a few them. The addition of an… Read the rest

As you’ll bear in mind, there are various different ways residing rooms might be set up. Since we suggest that it’s best to be a person, it is essential to contemplate what suits your personality and way of life greatest. Within the second approach, radiologic technologists enter the Scorching room to assist in operation of the imaging equipment. You can merely select one or small part of them, and make over your living room into a classy, eye catching room in your shut ones and mates to take pleasure in. This front room structure thought is fairly distinguished these days notably for folk that want to have equilibrium as well as comfort of their dwelling. Make an effort a few from these skilled approaches for adorning together with house furniture, house, lighting and in addition shade extras to help make the room experience much bigger. Choose a location that is easily accessible without interrupting the circulation of the room.

Peach and apricot shades praise skin tones they usually add a nice heat glow to every little thing in the room. Last but not least, its time to add the ending touches to your bedroom with a lot of little accessories which personalize the room and provides it a unique aptitude. In a dreamy beach home , muted prints in the same palette preserve a neutral room from trying bland. Kitting out a bed room, dining room or lounge doesn’t must be an costly affair these days with so much low cost furnishings available. We’re right here to let you know it is possible to create a effectively-adorned front room that can impress company and might be enjoyed by your loved ones. The necessities from… Read the rest

In numerous cases these days, when a homeowner wants to hold out several house improvement initiatives for their house, she or he usually tries to seek out professionals and hire them to deal with the mentioned undertaking. There may be all the time room for enchancment in terms of the way you deal with your money and the New Yr offers you the perfect alternative to do so. Listed below are 10 resolutions that must be part of yours if you need your funds to stay heading in the right direction this yr.

The goal was to see if permitting the interferon and ribavirin to achieve steady state levels – which might activate the immune system and reduce virus ranges – earlier than adding boceprevir would improve the response rates as well as cut back the virus’ means to develop resistance to boceprevir, said Kwo.

A rip-off artist pretending to be a member of a legitimate organization approved by, or affiliated with, the federal government may additionally declare that a homeowner qualifies for a selected authorities program that aids in foreclosure defense or loan modifications.

Just take into accout what a typical seller might be in search of when they view your own home and what you discovered deficient in your home whenever you introduced it. Using an inventory to implement house enhancements… Read the rest

home improvement loansWith a Home Enchancment Loan, certified members can borrow up to USD a hundred and fifty,0001 to make dwelling improvements to their owner-occupied main residence. Most lenders require deposits but when the borrower is on a Debt Administration Plan, rates of interest given by lenders can attain very excessive levels. The first step to take is to go through and write down the entire prices involved in the dwelling enchancment project that you are envisaging. Borrowers must also know that marketed rates can or can’t be low rates for their profiles. The loans you may receive by means of these applications come via FHA accepted lending establishments.

With Malawi’s excessive maternal and infant mortality charges, small loans for prenatal care and hospital supply can have a right away impression, says Galvao. It may additionally entail a letter or type sent on to the financial institution out of your HR division in your company’s letterhead. Wells Fargo has more than eight,seven hundred branches nationwide is amongst your finest large-bank choices for personal home improvement loans. Don’t proceed with residence improvement plans until you perceive all the costs involved.

You are able to do this shortly and simply through the use of the MoneySupermarket loans channel to check lots of of different loans from a wide range of lenders. A Personal Mortgage for House Enchancment is an effective way to ensure fast money that can be easily repaid in month-to-month instalments. It provides tax relief for householders by means of an earnings tax credit score of 13.5% of qualifying expenditure (€four,405 – €30,000) on restore, renovation or improvement works carried out on a foremost house by qualifying contractors. They provide loans and grants for dwelling repairs respective to the city where the house is positioned. Earlier than you determine what type of home enchancment loan you select, you first have to know the cost of your undertaking. Via Avant, loans are issued primarily based on a borrower’s creditworthiness and never the fairness of their dwelling.

The financial institution also waived his price for processing such loans in the course of the competition, and the additional interest of 25 basis points, which was utilized to the borrowers to amass one other personal entity, said a press release the bank.

The characteristics of no equity dwelling enchancment loans financially and authorized are commonly doubted by many people due to the obligatory conditions and its revenue points. You would possibly be capable of lower curiosity costs by making overpayments to your mortgage every month, till you’ve got paid off the extra portion you borrowed on your dwelling improvements. You additionally won’t be able to claim a tax deduction on the interest as you usually would with mortgage payments. Gemachs in Israel provide loans with out interest which can be utilized for down funds when purchasing or for residence improvements. You’ve the option however, to make the stay within the dwelling way more pleasurable by way of a home enchancment loan.… Read the rest

wood fence designThe Dixon household has been building fences in Swainsboro, Statesboro, Vidalia and Sandersville since 1964. Nicely, whatever it is I know it’ll be good :)A number of nice concepts to spruce up an out of doors space! If you can’t sew, find solid colour cushions and apply your personal designs with fabric paint. The ends are blunted so that after they enter the wooden they do not minimize into the fibres but relatively cut up it. Just like the best way a sewing needle for silk is blunted.

Because wooden has been the usual bearer of fences for many years it is indisputably essentially the most used alternative in all types of fencing. Share along with your family and friends if you happen to assume one of these fence would look good at their house! Minimize two four-inch round wood posts 32 inches lengthy as helps for the push-up bars. For any wire fence, nook-post and end-post assemblies are most likely crucial constructions in your complete fence. I was simply walking round your salvaged wood piles and noticed my blessing had worn off. The sharp distinction between the dark coloration of the fence and the shades of inexperienced in the yard is visually gorgeous, and greatly enhances the appearance of the home.

Minimize two identical proper-angle triangles where the shortest side is the same as the peak of the decking above the bottom less the thickness of the wood you are utilizing to make the ramp. When the fence should go around a curve, place small stakes each 16 ft around the smooth curve. Use three cross members within the framing between posts as an alternative of two, which will tremendously enhance the power of your fence and will also assist to limit sagging. Cost of everlasting electrical fence is far less than that of comparable barbed or woven wire fences. A Craftsman-style cedar fence by Southview Design with facet backyard supplies an eye catching compliment to this natural panorama. To enter that stretch of fence as a hundred’ or even 96′ in one subject could be incorrect.

Central Fence can provide assorted wood fence materials in numerous types and assist you within the wooden fence design and choice of simply the fence on your needs. Brightly coloured options inexperienced layered wooden higher part over blue brick-topped red concrete base, separated by beige pillars with blue stripes. Figure eight. a) Detail of diamond-mesh fence; b)Stiff-keep, sq.-knot fence design. Electric fence is most fitted for houses because it is very economical and less expensive. The one side can be of wooden and the opposite one ought to comprise of the perforated copper that can aid you achieve a very unique and eye catching feel and look. They’re excellent round swimming swimming pools or again yards the place privacy is preferred.

This design gives greater stability than using a single 5-foot-large gate, which might be too heavy on the hinges and may also be awkward to make use of. Most books on fencing will solely have commonplace and outdated fence concepts, so dwelling and garden design magazines are your finest sources.… Read the rest

bathroom designThe bathroom design software is a unique software device that offers you the opportunity to easily design bathrooms or en-suite toilet layouts. With our broad collection of high-finish merchandise comparable to vanities, sinks, fixtures and more, as well as our original toilet tile ideas, our home interior designers will help you in planning a luxury toilet design that you will love.

ACFI, otherwise often called Aged Care Funding Instrument, is a helpful tool developed and accredited by authorities companies to judge the extent of monetary compensation and help to be allotted to completely different aged residents residing in sponsored caring facilities.

From short projection curvy bowls to bowls which are raised larger off the ground, and in case you like extremely-fashionable lavatory fittings then you definitely’ll easily find an amazing selection, while the normal crowd won’t be misplaced for choice both.

After you have finished your toilet plan, utilizing the bathroom design software program, you can click on on the ‘Native Bathroom Supplier’ button, to seek out your nearest rest room stockist who will be capable of supply the products you could have selected.

I’ve had the toughest time finding good storage options for my small downstairs toilet, however that standing shelf unit actually appears to be like very nice, I’ll must try to discover one prefer it. Thanks so much for writing, I will be referring back to this as I transfer along with my design.

Folks from everywhere in the world contribute to HubPages by sharing words and footage Get to know us a bit by studying what everyday people need to say about Home Adorning , and Inside Design Kinds The breadth of content material on HubPages is extensive, however each article is restricted in its personal special method!… Read the rest

unique home decorTry our New Listings – these make fabulous and not expensive presents for all the Fabulous Girls in your listing – and remember to get yourself one too!! There are additionally tons of thrift shops, second hand shops and do not forget about flea markets and garage sales. Properly, here we are a little shelling usability usability-dwelling wall decor is per the mannequin of your own home or your home paint color, to look fit and good to look at. Alternatively, give him a group of gifts pertaining to the age he’s turning, akin to 30 candy bars for his 30th birthday. Buying a house can be a nerve-racking and complex but these 10 thought-frightening concepts will provide help to make a better option.

South Dakota artist John Lopez makes superior sculptures out of outdated instruments, chains, and other discovered items of metallic and scrap iron. Upon getting a small provide, they are often combined into distinctive wall art Simply arrange them in a sample and safe them to a base. You can too purchase low-cost new furnishings and add your individual distinctive twist onto it to make it unique. All of which can be used in placing collectively decorator items of which you can be proud. If you are shopping for wholesale objects for beginning an online store or important road store, purchasing from a wholesale importer of gifts is essential. Despite how typically I write about buying home furnishings on a budget or creating an important search for pennies on the dollar.

The collection of cat clocks you discovered on Etsy and the cat condos that now resemble cat villages are what make you distinctive. You will have some fantastic ideas right here Tina, I really like the lanterns in the corridor and your fabulous white painted sticks! Anyplace you need an additional oomf of decoration, you’ll find it with any of those distinctive accessories.

The items of furniture can add that little contact of basic classic to the shabby chic décor. Last but not least, its time so as to add the ending touches to your bedroom with numerous little equipment which personalize the room and give it a unique flair. On a regular basis as we unpack new gadgets and place them on the floor I stroll around in amazement at all the unique and fun decor we are able to packed into one building. Whether or not it’s a single merchandise or a group of items placed together, creating a serious focal point can make a room look extra spacious – and can prevent more cash than by spending money on a number of ornate pieces. Lamps which can be too small can make your house look cheap and are often just as costly as present-stopping lights.

Cheap ed hardy is founded due to former Von Dutch brand designer Chris Ting Christian in 2004. In case you’re a bit cautious of shopping for classic issues on-line, it is a extra trustworthy space to do your purchasing for used decor. Because of this, relations may be tempted to repeat the same present ideas from earlier birthdays, such as neckties and reward playing cards. Craigslist is a free to view on-line labeled adverts web site for just about anything you’ll be able to imagine.… Read the rest

Living Room IdeasThe colours and kinds you choose on your front room or living house should clearly reflect your private type, but typically it can be difficult to determine on a color scheme or style that will fit with the rest of your private home and work with the space you have already got. Adding a colorful tile frame round a mirror, as an example, will draw consideration to the mirror and make your room really feel larger than it actually is. Lastly, the addition of metallic mosaics will mirror mild, and will enhance the depth of your decor.

In case your dwelling and eating rooms are combined, aspect by side, into one nice room you can hyperlink them by portray the portion of the wall underneath the chair rail in the eating room one coloration and using that colour as an accent on one wall in the adjacent lounge.

If you have not bought the furnishings yet, use commonplace measurements or find pieces you want and use these dimensions to see if it’ll work in your house before you buy it. Lower pieces of paper to the identical scale because the room dimensions and label each bit of paper.

The choice you determine upon will definitely determine precisely how much you’ll have to invest to utilize that various, but even if you wish to buy some new essential items for your lounge, by checking on the web furnishings electrical outlet sites in addition to model residence sales, you possibly can get likewise top notch items at glorious discounts, due to this fact enabling you to remake your living room with out damaging your finances.… Read the rest

Kitchen RenovationYour kitchen is a predominant point of interest in your own home so once you’re contemplating kitchen renovations of your Winnipeg Home it have to be perfect. Adding architectural details or particular parts is not going to only make the kitchen extra versatile and attractive, it’s going to mirror the unique personality of the house in every detail. Discretion and a acutely aware effort to retain only essential objects will go a long way in making the kitchen more purposeful. This offers you more space for storage or simply easier movement around your kitchen. Give our Ottawa basic contractors a chance to earn your belief and your corporation. Old historic is extra inexpensive however would require quite a lot of renovation and adorning to get it where I might want it. The extra I analysis renovations the extra I lean in the direction of outdated historic. This bungalow kitchen accomplished their leaded glass home windows in a very distinctive fashion – Artwork Nouveaux.

My resolution to take away the carpet within the household room was simply the tip of the iceberg for a whole renovation process. You new kitchen is going to bring so much happiness to your home and might even brighten up any dwelling that wants a face-elevate.

Here, she lays out 7 issues to consider if luxe is the look you’re going for with your kitchen design. Start your kitchen immediately with Martha Stewart Living kitchens , available at The Dwelling Depot. The amount of expertise of the builders, plumbers and electricians an organization makes use of is important to the standard and complete outcome of your rest room or kitchen. There are four forms of kitchen lighting that can be used: process, ambient, accent and ornamental. While there are many choices in this category, durability, upkeep and color contrast and a few of the most necessary design ideas to remember. Your kitchen cabinets typically symbolize the biggest quantity of vertical floor in the room.

Match the mill work to the type design you’re aiming for and you should have knowledgeable looking kitchen. From white cabinets to full wooden, the design of the kitchen merely flows giving continuity throughout the entire area. That’s a 16th century Italian wine vessel hanging over in that corner that I purchased from Michael Trapp right here I love green and tried to use touches of it all through our kitchen. The bigger the area, the more you are able to do with it. A large kitchen is one of the high the reason why folks decide to purchase a house. Step one in determining kitchen rework estimates is contemplating your kitchen as a complete.

I actually don’t remember the identify of the color in the kitchen b/c we painted it so way back, however I may let you realize once I discover the can when you’re actually fascinated! After we have asked you some straight ahead questions about your new kitchen, we can usually give you an approximate estimation over the phone to verify the specified renovation is inside the budget. Ambient lighting is designed to create a welcoming environment within the kitchen by softening the edges and adding warmth.

A whole kitchen renovation with a nationwide median cost of $60,000 recovers about sixty seven% of the preliminary venture value at the home’s resale, based on the 2015 Remodeling Affect Report” from the NATIONWIDE AFFILIATION OF REALTORS®. Mark maintains a fantastic circle of support people round him that permits him to complete your kitchen makeovers, room remodels, and residential additions or house renovations in a timely, efficient and quality method. Do not be afraid to seek assist: Knowledgeable designer can simplify your kitchen remodel. I like them so much that after we in the future redo the kitchen they’re going proper back in.… Read the rest

home improvement loansI authorise DHFL and its consultant to name me or SMS me close to this enquiry. Months but may additionally watch out as risky as your own home such as. payday loans no examine Price checking should you feel either is loan time period. To make getting repairs easier, and to make completing these repairs reasonably priced, the Federal Housing Administration (FHA) has developed a home improvement mortgage known as a Title 1 mortgage. To my biggest shock my loan was approved and granted with none form of credit check,no collateral,no cosigner and with simply 1.3% rate of interest. Our loans are properly insured,processing speed very high and most security is our precedence.

With time a little belt tightening and improvement to the economy, many issues, together with cheap loans will improve. For those who’ve taken out any of our other loans, the quantity you agree to repay includes curiosity that is charged to the end of the loan time period. Them more options on the market and understanding what to lots of the installment loans delaware funds if repayments unsecured loans.

As long-time period rates have stabilized near their cyclical low, we’ve already seen that householders are beginning to rely extra on dwelling equity credit score traces. Please, I need assistance with my bank offered our dwelling ,purchased this new motor dwelling to reside in and work out of. My spouse got here ailing with Dementia. Regional home enchancment mortgage packages are well-liked in cities and economically harm areas. Whatever your scenario first step is to contact an expert on mortgage loans that provide many products. You don’t wish to cause harm to your home via your home enchancment comes.

These secured and unsecured personal loans and a bad credit score personal loans are for individuals with or with out adverse credit in Johannesburg, Gauteng, Cape Town, Durban, Pretoria, Port Elizabeth and different major cities across South Africa. Odd too that among the most strident naysayers are a great deal of our aged people and veterans who are already benefiting from a number of the socialist packages we already have in place. Finally, growing the value of your property with a home improvement mortgage comes right down to your property’s circumstances, the property market and how much of an improvement you may make to the aesthetics and performance of your own home. This great potential thus affords the benefit of not needing to place interest on the property’s fairness.

A secured loan permitting you to borrow up to 133% of the present value of your home (up to $250,000) to your house improvement undertaking. No bank will lend to a purchaser if the constructing doesn’t have this C of – so you cannot promote until they’ve all money. Dwelling enchancment is a well-liked reason for getting a private mortgage and the range of merchandise out there reflects this.

I evaluated how exhausting it was to search out disclosures about rates and fees for every product and whether fees had been low or high compared to others. The FHA Residence Improvement Mortgage makes it simpler for customers to buy the home that they need by lending them the money that they need for it. But you could meet the requirements. Delinquencies on dwelling fairness loans and contours of credit score jumped to report levels within the third quarter, a banking commerce group stated Thursday. That’s proper, they’re illegal in some states because of the ridiculously excessive interest rates.… Read the rest

bathroom designWhether you want that crack within the wall patching up, or the whole interior of the house refurbishing, First Property Maintenance are completely happy to supply a free quotation. I am looking for skillful methods to refinish my toilet to make it snug and accessible. The traditional look of black and white gets a cool, contemporary replace on this trendy bathroom design by Viva Ceramica. Additional lighting in a small lavatory can make a world of difference in the way in which the house within the toilet is perceived. Prepare and combine to your coronary heart’s content until you could have achieved your dream lavatory. Not many people are willing to spend that much on a toilet wall clock since it will be uncovered to high humidity and water in addition to being largely hidden from view.

Oh my gosh…I could move proper in to that Zen lavatory with the palm tree and large shaded window. A modern bedroom design with a touch of rustic supplies a gorgeous steadiness between uncooked natural charm and glossy airy minimalism. The colors of the ground and walls play the most integral position on the temper of your lavatory.

So do not despair if it seem’s like a man’s world in terms of this subject, as a result of there are plenty of womens lavatory indicators accessible for the serious business, or for a poking a little bit of extra enjoyable at the guys round. Subsequently I decided to make this a DIY challenge and make my very own bespoke bathroom cupboard. Contemporary colours, timeless fixtures, and even a number of eclectic bathroom design ideas are all important features of a properly-designed toilet. Regarding the kid’s bogs, it ought to become an pleasing area which are stuffed with coloration and design. Change the heights and intersperse an arrogance desk or the next cabinet peak for different toilet amenities. The start of a new rest room undertaking can appear bewildering at first, but with us as a part of your team, you’ll have full peace of thoughts from begin to end.

If your bathroom has no window at all, think about knocking out a part of a wall and changing it with glass blocks, which can let daylight filter in without revealing the interior area. Many are coming back from their holidays and when reworking their rest room are choosing a extra easy shower design. So, I’ve devoted this hub for anybody who shares the identical curiosity in lavatory designs or any residence design to scroll through for their viewing pleasure. The outdated rest room had a taupe colored vanity, bold striped curtain, crystal old style cabinet hardware, and lack of matching accessories.… Read the rest

wood fence designDell Fence, a Division of Dell Landscaping Inc, is a leading fencing company serving Bergen, Essex and Morris Counties, New Jersey. For paddocks (small pastures or turn-out areas fewer than 2 acres in dimension), corrals and stallion pens, a general rule is that the highest of the fence should be at eye stage with the horse’s head in a natural upright place. I had a buddy who went to work for a door firm and he or she used to deliver me a trunk load full of scrap wooden every day. There are numerous sorts of wood that fences may be created from including spruce, pine, redwood, and cedar. You may shortly determine how excessive your fence needs to be or whether or not it’s impractical to construct a fence high enough to display your yard. A short fence is a merely strategy to create a land line while protecting an open feeling in your yard.

Although they could supply some privacy, canines will detect movement between the pickets and should react. Remember that we encourage our prospects to combine and match different upgrades to come up with a singular design. There’s a good number of patio display screen materials and design ideas available on the market and on-line patio galleries. Metalwork ~ Accents, reminiscent of copper publish caps or blackened iron becoming a member of straps, can enhance the appearance of your fence or screening. For over ten years, All Fencing and Repair has taken pride in providing fence set up companies throughout Broward, Miami and Palm Seashore counties. We bury that within the floor, and hook the lowest fence wire to it, which holds it down.

Some are even comprised of composite wood (recycled supplies) and will have to be stained with a end to resist the weather. We need to take all the trouble out of your fence mission for you, so why not depart it to the skilled team at Dell Fence. Common disagreements embrace what sort of fence is required, what kind of repairs are needed, and find out how to share the costs. To make sure a protracted life in your fence we use only rot resistant wooden (cedar) or stress treated wood (in inexperienced, or brown). Different particular ordered lumber consists of oak, cypress, redwood, ipe (iron wooden), teak and bamboo. Reduce two 4-inch spherical wood posts 32 inches lengthy as helps for the push-up bars. Right here, if the fence in not on a leveled land, line up the string line with the upper point of each paling. Many combos of wire sizes and spacing as well as a variety of fence heights can be found.

The place a fence or hedge has an adjoining ditch, the ditch is often in the same ownership as the hedge or fence, with the possession boundary being the sting of the ditch furthest from the fence or hedge. There are lots of different types of entrance yard and backyard fence ideas to contemplate. Decorations for wooden fencing can change in keeping with the seasons, each with their very own distinctive look. Set all wood fence posts with about 1/3 of their complete length buried within the ground.

If you can’t sew, discover solid colour cushions and apply your individual designs with cloth paint. This can be a implausible possibility when you have the space and if this design will work along with your other gardens designs. With its whimsical yet rustic design, this Tight Knot cedar fence and facet entrance for a preschool creates an imaginative setting for inquisitive minds. Based on the Consumer Product Security Fee, roughly 1,960 kids had been injured each year between 2000 and 2006, and forty seven babies died from strangulation, entrapment or suffocation between 1999 and 2004, in play yards. Here I have breakdown the whole procedure of constructing the fence into eight totally different steps, simply to make it clear and simple for you to understand.… Read the rest

Living Room IdeasIt is going to seem to be a heap of steel to some, however that, with just a bit ingenuity, your metal spray paint art work will appear to be a masterpiece to your hearth mantel. Nurses and residential well being-care employees consistently come and go. The acrid odor of antiseptics fills the room. In contrast to those journal articles talked about above, this hub is filled with storage ideas that may work in loos that really are small. Should you use the lounge equipment in a correct approach, you may create an unique living room decor. Homify gives you a manner of looking through a collection of different front room types. Find a coloration and finish that provides your living room the spacious, elegant look it deserves.

Because this room tends to be such a high traffic space, and to have a lot time spent in it, it is often the primary room to indicate indicators of wear and tear and to begin to look dated. Listed here are some ideas for once you decide to reorganise or redecorate your living room with character and allure.

Inspiration for the bright white lounge in this Seattle residence was the Hamptons house of Diane Keaton within the movie Something’s Gotta Give. From bar stools to coffee tables, and sofas to entertainment centers, there’s a myriad of gorgeous living room furniture to select from that will spruce up your private home. I do, nonetheless, prolong a couple of these fall adorning concepts for outside to my mailbox, my flowerbed, and the wood publish that shows our deal with.

This all white and grey lounge brings a breath of recent air with airy indoor plants and uniform journal stacks. Or not less than it ought to be. Bedrooms are available all styles and sizes, and there are such a lot of different horny bed room concepts to select from, so make the most of this to carry out the romance and luxury in your room! At first you may wish to hold your new child in the same room but because the baby will get older you may acclimatise her or him into their very own bed room. Also, take a good look at your lounge and see whether or not the ceiling is excessive sufficient. Great concepts to make sensible and trendy use of restricted area in a small toilet.… Read the rest